Benefits of Pre-Need Funeral Plans

Joe Jackson Funeral Chapels • October 16, 2022
Pre-arranging your final plans puts the power in your hands like no other. Unsure how a pre-need plan can benefit you or your loved ones? See its pros below. 
Freer, TX, funeral home

Pre-need planning involves purchasing a funeral plan in advance of your death. These arrangements give you control over the costs and details of your final services with a Freer, TX, funeral home


In general, pre-need planning has three main benefits: cost savings, control over final arrangements, and peace of mind. It is important to note that every funeral home has slightly different policies regarding pre-need planning. However, most accredited providers allow you to take advantage of these benefits if you meet the appropriate criteria. 


If you are interested in learning more about pre-need plans and how they can benefit you or a loved one, keep reading. 


Cost Saving 

A pre-need funeral plan can save you significant money without compromising quality or service standards. You can lock in a price that is basically guaranteed to be lower than what you would pay in the future. Pre-arranging and funding your plan in advance can also let you negotiate additional savings. The funeral home will issue you an itemized list of all the details in your plan, including products and services, so you have complete transparency. 


Control Over Final Arrangements 

You can choose what kind of funeral service you want, how you want to be buried or cremated, and what you want your loved ones to do with your remains. You can also pick the casket or urn, as well as your choice location for burial or memorialization. Ideally, you can even transfer arrangements to another funeral home if your plans change or you move out of the area. 


Pre-need plans will allow you to appoint an agent responsible for carrying out your final wishes. This will make it easier for your family at a time when they would be grieving because they won't have to worry about making such difficult decisions. 


Pre-need plans also allow you to provide specific instructions on what should happen with the money left over, if any, after the funeral expenses are paid. If no instructions are given, the money will go towards the outstanding debts of the deceased person. However, your pre-arranged plan may specify where that money should go (family members, charity, etc.). 


Peace of Mind 

Pre-need planning provides peace of mind for both the planner and their loved ones. You can rest knowing everything has been taken care of, so there is no need for family members to scramble around or make emotional decisions. 


As with most financial products, the price of pre-need plans varies depending on factors such as the type of plan you choose and where you purchase it. Some pre-need plans are relatively inexpensive, while others can cost tens of thousands of dollars. The cost of pre-arrangement should not be your primary concern when deciding whether to purchase one. Still, it should be taken into consideration when comparing different plans. 


Pre-need planning is an excellent option for anyone who wants to prepare for the future and ensure that their funeral expenses are handled. It's a great way to alleviate the burden that would otherwise fall on your loved ones. However, the decision as to whether or not it is best for your situation is individual. 


Visit or call our funeral home in Freer, TX, today if you need more information to determine if pre-arrangement or pre-need plans are for you. 


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